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Thursday, January 8, 2015

Getting RID of DEBT and getting your Ducks in a Row!

Have any of you heard of Dave Ramsey?  He is an evangelical type proponent of cash management. (personally for me his style is a bit loud, but his message is VERY VALID)   He preaches paying off debt, learning to live on cash not credit, and living a happier more fulfilling life.  One item he promotes is a Cash Envelope System to separate the categories and get ORGANIZED!  I saw a few for sale, and I decided to take the concept up a notch or two.  My new wallet is a top quality LEATHER outside, and attractive fabric envelopes inside!  See it here:

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